| Vom Thema belegte Seiten: < [1 2] | Poll: Moneybookers or PayPal? Initiator des Themas: ProZ.com Staff
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Rebecca Garber 
Local time: 00:13
Mitglied (2005)
Deutsch > Englisch
+ ...
| From Europe to the US | Sep 25, 2010 |
US customers pay by check, occassionally by bank transfer. Both are free at my bank.
My European customers pay using Paypal or bank transfer.
Paypal accepts euros in my account, and converts them free of charge.
Yes, there is a fee for my acceptance of payment; however it is far less than the $35 I am charged for bank transfers in euros.
I am unwilling to switch banks, despite the fees.
I bank at a credit union, which is like a bank, but subject to ... See more US customers pay by check, occassionally by bank transfer. Both are free at my bank.
My European customers pay using Paypal or bank transfer.
Paypal accepts euros in my account, and converts them free of charge.
Yes, there is a fee for my acceptance of payment; however it is far less than the $35 I am charged for bank transfers in euros.
I am unwilling to switch banks, despite the fees.
I bank at a credit union, which is like a bank, but subject to far more stringent regulations and is almost always run as a non-profit, meaning that they aren't out to screw every penny out of the customers, that is, the people with accounts there.
They have a fantastic program for children, who are grandfathered in by their parents (credit unions are open to only certain groups, either business, location, etc). It fosters savings and budgeting in programs designed for teenagers.
The mortgage dept is fantastic, with rates designed to keep homeowners in their houses.
The credit card does not have nasty fees, and they are not interested in bringing down the financial markets.
I take the fees against my taxes as a business expense. It's worth it for all of the other things I get from my bank. ▲ Collapse
| | | | Lise Leavitt
Vereinigte Staaten
Local time: 00:13
Mitglied (2008)
Dänisch > Englisch
+ ...
| Same here...US customers always by check | Sep 25, 2010 |
Rebecca Garber wrote:
US customers pay by check, occassionally by bank transfer. Both are free at my bank.
My European customers pay using Paypal or bank transfer.
Paypal accepts euros in my account, and converts them free of charge.
Do you accept the payments in Euro and then convert? PayPal gives you the option when receiving, of leaving in Euro or converting immediately...I find the exchange rate pretty miserable though!
I know you can have various accounts with different currencies, but I don't know how it works?
Lise
| | | | Amy Duncan (X)
Brasilien
Local time: 01:13
Portugiesisch > Englisch
+ ...
I've been using it for years, never had a problem, and am happy to pay for the convenience of using it, bother for receiving payments and making purchases.
| | | | Peter Sass
Deutschland
Local time: 06:13
Mitglied
Englisch > Deutsch
+ ...
| Paypal hides the fees | Sep 25, 2010 |
Rebecca Garber wrote:
Paypal accepts euros in my account, and converts them free of charge.
Well, not quite Rebecca - Paypal simply hides the fees in the conversion rate used which is lower than the official one (e.g. as compared to xe.com), so customers tend to believe there were no extra conversion fee (not least because you only find this explained in the small print).
Together with the fees for receiving payments, the charges by Paypal are quite high, especially for larger amounts, even compared to normal bank charges for international (non-EU) bank transfers. See https://www.paypal.com/cgi-bin/webscr?cmd=_display-fees-outside
[Bearbeitet am 2010-09-25 20:09 GMT]
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Erik Matson
Thailand
Local time: 11:13
Englisch > Norwegisch
+ ...
| PayPal for any SMALL (less than 100 USD) amount | Sep 25, 2010 |
PayPal is so expensive it is ridiculous. I will only accept it for very small jobs, for clients who I don't work for regularly. A 50 dollar deposit here and there is fine, and turns out being spending money for other minor expenses such as proz.com membership or whatever...
Even small amounts, I prefer to let them add up to big amounts, and then take a wire transfer.
My bank doesn't charge me anything for incoming or ou... See more PayPal is so expensive it is ridiculous. I will only accept it for very small jobs, for clients who I don't work for regularly. A 50 dollar deposit here and there is fine, and turns out being spending money for other minor expenses such as proz.com membership or whatever...
Even small amounts, I prefer to let them add up to big amounts, and then take a wire transfer.
My bank doesn't charge me anything for incoming or outgoing international wire transfers (thanks www.skandiabanken.no), so it's always the best alternative. ▲ Collapse
| | | | Ahmet Murati
Deutschland
Local time: 06:13
Englisch > Albanisch
+ ...
| Without paypal | Sep 25, 2010 |
I can't use paypal.
Moneybookers yes and also bank transfers using SWIFT
| | | | Laureana Pavon
Uruguay
Local time: 01:13
Mitglied (2007)
Englisch > Spanisch
+ ...
Moderator/in | Slightly off topic - Amazon | Sep 25, 2010 |
Yossi Rozenman wrote:
And then I use it to pay for online services, like PROZ subscription, Web hosting, Amazon etc.
[Edited at 2010-09-25 13:00 GMT]
As far as I know, Amazon.com does not accept PayPal. Have you been able to buy stuff on Amazon using PayPal?
If so, let me know how.
Thanks!
[Edited at 2010-09-25 22:15 GMT]
| | | | Lise Leavitt
Vereinigte Staaten
Local time: 00:13
Mitglied (2008)
Dänisch > Englisch
+ ...
| I always use my Mastercard from PayPal to buy on Amazon! | Sep 25, 2010 |
Laureana Pavon wrote: Yossi Rozenman wrote:
And then I use it to pay for online services, like PROZ subscription, Web hosting, Amazon etc.
[Edited at 2010-09-25 13:00 GMT] As far as I know, Amazon.com does not accept PayPal. Have you been able to buy stuff on Amazon using PayPal? If so, let me know how. Thanks! [Edited at 2010-09-25 22:15 GMT]
[Edited at 2010-09-25 22:27 GMT]
[Edited at 2010-09-25 22:27 GMT]
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Muriel Vasconcellos
Vereinigte Staaten
Local time: 21:13
Mitglied (2003)
Spanisch > Englisch
+ ...
| PayPal - I guess I'm too naive | Sep 26, 2010 |
I thought the fees were a necessary evil. Bank transfers are even more expensive for me.
I have tried incorporating the fees in my bill. Some clients accept; others raise a fuss.
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