Glossary entry (derived from question below)
Jun 21, 2020 11:34
3 yrs ago
48 viewers *
Spanish term
ajuar
Spanish to English
Bus/Financial
Insurance
commercial insurance
I'm not sure what the correct translation is for ajuar in the context of an insurance policy for a business.
The policy describes it as: "Conjunto de bienes muebles (mobiliario, útiles, moldes, modelos y matrices, herramientas, maquinaria, con sus anclajes, fundamentos y fosos auxiliares, transformadores, aparatos generadores, líneas eléctricas, motores, accesorios y repuestos), tanto industriales como de oficina, que se encuentren dentro del recinto de la empresa."
Any thoughts.
Thank you!
The policy describes it as: "Conjunto de bienes muebles (mobiliario, útiles, moldes, modelos y matrices, herramientas, maquinaria, con sus anclajes, fundamentos y fosos auxiliares, transformadores, aparatos generadores, líneas eléctricas, motores, accesorios y repuestos), tanto industriales como de oficina, que se encuentren dentro del recinto de la empresa."
Any thoughts.
Thank you!
Proposed translations
(English)
Proposed translations
+6
23 mins
philgoddard
United States
United States
Native in English
Specializes in field
United States
Six languages into flawless English
Native in: English
Works in: German to English, French to English, Spanish to English, and 4 more.
Related KudoZ points
:
132
Selected
contents
I don't disagree with "furnishings", but contents is the word usually used in insurance. It means everything inside the building and not forming part of the structure.
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Note added at 2 hrs (2020-06-21 13:44:17 GMT)
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Your definition of "contenido" is essentially the same as that of "ajuar". I don't know why there are two words.
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Note added at 2 hrs (2020-06-21 13:44:17 GMT)
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Your definition of "contenido" is essentially the same as that of "ajuar". I don't know why there are two words.
Note from asker:
| Thanks Phil, but contents insurance how do you distinguish ajuar from contenido? Bearing in mind that "Contenido" in insurance is defined as "todos aquellos elementos que se encuentren dentro de una vivienda pero que no formen parte de su estructura. Estos bienes, que deben pertenecer al asegurado o a las terceras personas que vivan habitualmente en el edificio, pueden ser muebles, electrodomésticos, objetos tecnológicos, ropa, objetos de valor (como joyas), objetos de valor especial (como obras de arte), etc. Aunque normalmente todo esto está incluido como contenido por las aseguradoras, hay elementos que hay que declarar expresamente, como las joyas o las obras de arte." Or is ajuar simply a synonym for contenido? |
| yes, they do seem pretty similar. |
| I've just found a translation of "ajuar doméstico" as "domestic contents", so your solution seems to be a good one. However, given the further context in my comment a few minutes ago, I'm thinking of broadening it to "Equipment and Contents". Thanks |
Peer comment(s):
| agree |
James A. Walsh
26 mins
|
| agree |
Phoenix III
3 hrs
|
| agree |
neilmac
19 hrs
|
| agree |
Paul Stevens
23 hrs
|
| agree |
Sergio Kot
: Agree. Nonetheless I would not totally discard "furnishings", particularly if dealing with business insurance (no personal items such as clothes, jewelry, etc.).
23 hrs
|
| agree |
Luis M. Sosa
: It is the term I have seen.
1 day 5 hrs
|
4 KudoZ points awarded for this answer.
Comment: "Many thanks Phil Goddard, agreers and everyone else!
As mentioned, I was thinking of going for "equipment and contents" but having seen the following from comparethemarket.com I'm now happy to settle simply on "contents":
What is business contents insurance?
Business contents insurance is a type of business insurance that can protect the possessions and equipment in your work premises. A typical business contents insurance policy will cover damage or loss to furniture, tools and equipment."
7 mins
Sergio Kot
Israel
Israel
Native in Spanish
Specializes in field
Israel
Hebrew-English-Spanish-Yiddish-Aramaic
Native in: Hebrew (Variant: Modern / Israeli) 
, Spanish (Variants: Argentine, Standard-Spain, Rioplatense, Chilean, Latin American, Uruguayan)
Works in: Spanish to Hebrew, English to Hebrew, Hebrew to English, and 3 more.
furnishings
In this context.
-3
17 mins
household goods and clothes/trousseau
Both terms are correct. I think I would use the second one in this context.
Peer comment(s):
| disagree |
philgoddard
: This is for a business, and the list includes generators, transformers, and other machinery.
9 mins
|
| disagree |
AllegroTrans
: It's for a business not a household
1 hr
|
| disagree |
James A. Walsh
: Complete disregard of the context provided.
9 hrs
|
2 hrs
Juan Arturo Blackmore Zerón
Mexico
Mexico
Native in Spanish
Works in field
Mexico
Confianza, certeza, creatividad.
Native in: Spanish (Variant: Mexican)
Works in: English to Spanish, Italian to Spanish, French to Spanish, and 6 more.
Related KudoZ points
:
4
goods/implements
Proper good or implements of the business.
https://dictionary.cambridge.org/es/diccionario/ingles/goods
https://dictionary.cambridge.org/es/diccionario/ingles/imple...
https://dictionary.cambridge.org/es/diccionario/ingles/goods
https://dictionary.cambridge.org/es/diccionario/ingles/imple...
3 hrs
Phoenix III
United States
United States
Native in Spanish
&
English
Works in field
United States
True words...
Native in: English (Variant: US) , Spanish (Variant: Latin American)
Works in: Spanish to English, Spanish, English, and 1 more.
Related KudoZ points
:
8
Belongings
Contents as suggested by our colleague is a very good option that I agree with and it can perfectly work. However, one tends to think of a "content" as something contained or inside something. Considering the plants and (I assume) landscaping are located outside of the building BELONGINGS could cover not only the inside but the outside of the premises.
19 hrs
(goods and) chattels
If you really want an alternative to Phil's suggestion, which I agree with, this might work.
https://www.thorntons-law.co.uk/knowledge/valuing-goods-and-...
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Note added at 19 hrs (2020-06-22 07:33:53 GMT)
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"Fixtures and fittings" may or may not be partially synonymous:
https://propertyupdate.com.au/fixtures-fittings-goods-chatte...
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Note added at 20 hrs (2020-06-22 07:34:42 GMT)
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"In legal terms there are generally two classes of items in a property: goods or chattels and fixtures or fittings..."
https://www.thorntons-law.co.uk/knowledge/valuing-goods-and-...
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Note added at 19 hrs (2020-06-22 07:33:53 GMT)
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"Fixtures and fittings" may or may not be partially synonymous:
https://propertyupdate.com.au/fixtures-fittings-goods-chatte...
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Note added at 20 hrs (2020-06-22 07:34:42 GMT)
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"In legal terms there are generally two classes of items in a property: goods or chattels and fixtures or fittings..."
Example sentence:
...said goods and chattels insured in some good and reliable company...
Discussion