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Term Rate Loan

Spanish translation: Préstamo a tipo fijo

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:Term Rate Loan
Spanish translation:Préstamo a tipo fijo
Entered by: César Cornejo Fuster

09:13 Jul 3, 2023
English to Spanish translations [PRO]
Bus/Financial - Business/Commerce (general) / Subscription Agreement
English term or phrase: Term Rate Loan
Se trata de un contrato de suscripción. La traducción es para España.

Todas las referencias que encuentro son a "Short-Term Loan" o "Long-Term Loan", pero no sé exactamente cómo traducir el término "Term Loan" sin especificar "Long" o "Short".

"Term Rate Loan" means any Loan or, if applicable, Unpaid Sum in a Term Rate Currency to the extent that it is not, or has not become, a "Compunded RAte Loan" pursuant to Clause 10 (Rate Switch).
César Cornejo Fuster
Local time: 22:59
Préstamo a tipo fijo
Explanation:
Los fixed-rate loan o term loan son préstamos a tipo fijo, donde acuerdas devolver el dinero con el mismo tipo de interés durante todos los años que tardes en devolver tu préstamo (en oposición a los préstamos a tipo o interés variable, variable interest loan). El term loan se entiende que son préstamos a largo plazo, los que usarías para comprarte una casa, por ejemplo, frente a los demand loan, que durarían como mucho unos meses.

"Term Rate Loan means a Loan that bears interest at a rate based on the Term SOFR Rate or Term RFR".
Fuente: https://www.lawinsider.com/dictionary/term-rate-loan

"A term loan is a long-term loan with a fixed tenure and repayment period"
Fuente:
https://www.go-yubi.com/blog/demand-loan-vs-term-loan/#:~:te...
Selected response from:

Débora A. Millán
Spain
Local time: 22:59
Grading comment
Gracias.
4 KudoZ points were awarded for this answer



Summary of answers provided
4préstamo a plazo
patinba
4crédito a tasa de interés a la vista
Luis M. Sosa
4préstamo / crédito a tasa de interés fija / asegurada
Richard VH
4Préstamo a tipo fijo
Débora A. Millán


Discussion entries: 1





  

Answers


2 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
term rate loan
préstamo a plazo


Explanation:
Préstamo a plazo vs. revolvente | Diferencias y cómo elegir

Camino Financial
https://www.caminofinancial.com › ...
·
Translate this page
Jun 21, 2023 — Encuentra aquí las diferencias entre el préstamo a plazo y revolvente, además de sus pros y contras para que elijas el crédito adecuado para ...

Definición de préstamo a plazo, tipos y atributos comunes

invatatiafaceri.ro
https://invatatiafaceri.ro › definicion...
·
Translate this page
Un préstamo a plazo proporciona a los prestatarios una suma global de efectivo por adelantado a cambio de términos de préstamo específicos.

patinba
Argentina
Local time: 17:59
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 728
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7 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
term rate loan
crédito a tasa de interés a la vista


Explanation:
No hay una traducción asentada para este término. No consta en el sistema de gestión de terminología IATE. Al ser España el país de destino también puede usarse empréstito, aunque esto lo deben corroborar los colegas de dicho país.

Otras posibles opciones:
Préstamo a tasa de interés día a día
Crédito a tipo de interés SOFR
Overnight se puede dejar sin traducir


--------------------------------------------------
Note added at 7 hrs (2023-07-03 16:45:11 GMT)
--------------------------------------------------

Explanation:

Term Rate Loan means a Loan that bears interest at a rate based on the Term SOFR Rate or Eurocurrency Rate.

https://www.lawinsider.com/dictionary/term-rate-loan
SOFR: Secured Overnight Financing Rate (se estableció como alternative a la tasa LIBOR)
SOFR Rate means the rate that will be calculated by the Calculation Agent for each Accrual Period on the SOFR Adjustment Date as of the SOFR Determination Time (or, if the Benchmark is not SOFR, the Reference...

https://www.lawinsider.com/search?q=SOFR Rate


Para consultar las tasas SOFR:
https://sofracademy.com/current-sofr-rates/



    https://www.lawinsider.com/dictionary/term-rate-loan
    https://www.lawinsider.com/search?q=SOFR+Rate
Luis M. Sosa
Ecuador
Local time: 15:59
Specializes in field
Native speaker of: Native in SpanishSpanish
PRO pts in category: 19
Login to enter a peer comment (or grade)

10 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
term rate loan
préstamo / crédito a tasa de interés fija / asegurada


Explanation:
https://www.bdc.ca/en/articles-tools/entrepreneur-toolkit/te...

Richard VH
Venezuela
Local time: 16:59
Specializes in field
Native speaker of: Native in SpanishSpanish
PRO pts in category: 40
Login to enter a peer comment (or grade)

3 days 2 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
Préstamo a tipo fijo


Explanation:
Los fixed-rate loan o term loan son préstamos a tipo fijo, donde acuerdas devolver el dinero con el mismo tipo de interés durante todos los años que tardes en devolver tu préstamo (en oposición a los préstamos a tipo o interés variable, variable interest loan). El term loan se entiende que son préstamos a largo plazo, los que usarías para comprarte una casa, por ejemplo, frente a los demand loan, que durarían como mucho unos meses.

"Term Rate Loan means a Loan that bears interest at a rate based on the Term SOFR Rate or Term RFR".
Fuente: https://www.lawinsider.com/dictionary/term-rate-loan

"A term loan is a long-term loan with a fixed tenure and repayment period"
Fuente:
https://www.go-yubi.com/blog/demand-loan-vs-term-loan/#:~:te...



    https://www.go-yubi.com/blog/demand-loan-vs-term-loan/#:~:text=A%20demand%20Loan%20is%20a,fixed%20tenure%20and%20repayment%20period.&text=De
    https://www.investopedia.com/terms/t/termloan.asp
Débora A. Millán
Spain
Local time: 22:59
Works in field
Native speaker of: Native in SpanishSpanish
PRO pts in category: 6
Grading comment
Gracias.
Login to enter a peer comment (or grade)



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