stored value

Portuguese translation: valor pré-pago

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)

English term or phrase:	stored value
Portuguese translation:	valor pré-pago
Entered by:	Matheus Chaud

12:06 Mar 6, 2024

English to Portuguese translations [PRO]
Bus/Financial - Finance (general) / varejo, marketing

English term or phrase: stored value

Money Services Business Definition
The term "money services business" includes any person doing business, whether or not on a regular basis or as an organized business concern, in one or more of the following capacities:

(1) Currency dealer or exchanger.
(2) Check casher.
(3) Issuer of traveler's checks, money orders or stored value.
(4) Seller or redeemer of traveler's checks, money orders or stored value.
(5) Money transmitter.
(6) U.S. Postal Service.

An activity threshold of greater than $1,000 per person per day in one or more transactions applies to the definitions of: currency dealer or exchanger; check casher; issuer of traveler's checks, money orders or stored value; and seller or redeemer of travelers' checks, money orders or stored value. The threshold applies separately to each activity -- if the threshold is not met for the specific activity, the person engaged in that activity is not an MSB on the basis of that activity.

No activity threshold applies to the definition of money transmitter. Thus, a person who engages as a business in the transfer of funds is an MSB as a money transmitter, regardless of the amount of money transmission activity.

Notwithstanding the previous discussion, the term "money services business" does not include:

A bank, as that term is defined in 31 CFR 1010.100(d) (formerly 31 CFR 103.11(c)), or
A person registered with, and regulated or examined by, the Securities and Exchange Commission or the Commodity Futures Trading Commission.
For the complete regulatory definition of "money services business", see 31 CFR 1010.100(ff) (formerly 31 CFR 103.11(uu)).

Lilian Magalhães KudoZ activity Questions: 5558 (6 open) (103 closed without grading) Answers: 42 Brazil
Local time: 17:18

valor pré-pago

Explanation:

Mais uma vez, estou com a Teresa: usaria pré-pago.

https://www.irs.gov/businesses/small-businesses-self-employe...
pre-paid access (formerly stored value) products

https://faisalkhan.com/learn/resources-and-references/what-i...
Stored Value: This refers to the monetary value represented in digital form, which is stored on an electronic device or system. It's a pre-paid amount that users can access to make payments or transactions.

Selected response from:

Matheus Chaud
Brazil
Local time: 17:18

Grading comment

Obrigada
4 KudoZ points were awarded for this answer

Summary of answers provided

4 +1

valor pré-pago

Matheus Chaud

3 +2

custódia eletrônica de valores / cartão pré-pago

Yuri Toledo

5 -1

valor digital/eletrônico

Oliver Simões

valor armazenado

Clauwolf

Discussion entries: 1

Answers

14 mins confidence:

valor armazenado

Explanation:
:)

https://www.proz.com/kudoz/english-to-portuguese/finance-gen...

Clauwolf
Local time: 17:18
Works in field
Native speaker of:

Portuguese
PRO pts in category: 423

27 mins confidence:

peer agreement (net): +1

stored value

valor pré-pago

Matheus Chaud
Brazil
Local time: 17:18
Native speaker of:

Portuguese
PRO pts in category: 268

Grading comment

Obrigada

36 mins confidence:

peer agreement (net): +2

custódia eletrônica de valores / cartão pré-pago

Explanation:
Considerando esta definição mais geral: "Funds or monetary value represented in digital electronics format (whether or not specially encrypted) and stored or capable of storage on electronic media in such a way as to be retrievable and transferable electronically." Isso me faz pensar no conceito de custódia, comum em finanças.

Mas pode ser que o seu contexto tenha a ver com cartões. Se for isso, então é cartão pré-pago.

https://www.fincen.gov/stored-value

Yuri Toledo
Brazil
Local time: 17:18
Specializes in field
Native speaker of:

Portuguese
PRO pts in category: 48

2 hrs confidence:

peer agreement (net): -1

valor digital/eletrônico

Explanation:
Stored value
Funds or monetary value represented in digital electronics format (whether or not specially encrypted) and stored or capable of storage on electronic media in such a way as to be retrievable and transferable electronically. (Emphasis added). https://www.fincen.gov/stored-value

Example Sentences

De acordo com um relatório Nikkei de 28 de janeiro , espera-se que a nova bolsa de valores digitais seja a primeira empresa japonesa negociando ações digitais usando a tecnologia blockchain. https://br.cointelegraph.com/news/sbi-holdings-and-smfg-to-l...

O valor eletrônico, uma vez emitido, pode ser resgatado em dinheiro, transferido entre clientes ou usado por um cliente para fazer pagamentos a comerciantes, empresas de serviços públicos e outros. https://www.cgap.org/sites/default/files/CGAP-Focus-Note-Non...

Oliver Simões
United States
Local time: 13:18
Works in field
Native speaker of:

Portuguese
PRO pts in category: 123

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Portuguese translation: valor pré-pago

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