| Pages in topic: [1 2 3] > | Poll: Does your income allow you to save? Thread poster: ProZ.com Staff
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This forum topic is for the discussion of the poll question "Does your income allow you to save?".
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| | | | | Yes, otherwise I would look for another job... | Feb 3, 2012 |
Some months income ist however lower as desired, but that's part of the game, isn't it? Must say that I do not have a family to take care of. This fact reduces of course my monthly expenses.
Happy translating!
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Antonio Contreras Padilla
Professional Translator / Traductor profesional
EN/DE/FR/IT into SPANISH
Expertise in technical literature, m... See more Some months income ist however lower as desired, but that's part of the game, isn't it? Must say that I do not have a family to take care of. This fact reduces of course my monthly expenses.
Happy translating!
--
Antonio Contreras Padilla
Professional Translator / Traductor profesional
EN/DE/FR/IT into SPANISH
Expertise in technical literature, marketing &
EU related texts
E-mail: [email protected]
Tlf: (+ 34) 678 150 173
http://es.linkedin.com/in/acontreras
www.actranslator.com
Messenger: ac.translator
Skype: newgrana ▲ Collapse
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Nothing worth talking about anyway
| | | | Interlangue (X)
Angola
Local time: 22:06
English to French
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Not my income as such, but my way of life does
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Nicole Schnell 
United States
Local time: 13:06
English to German
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In memoriam
I wouldn't know, what for. My husband and I are combined 114 years old. Life insurance, social security/pension plan and unemployment (the way I set up my company I am an employee. Should I ever have to close down my company, I am entitled to unemployment payments) are covered, we just bought a new car and moved into a larger house, we don't have children and love to travel. If I had kids, I probably would have a savings account.
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Yes, otherwise I would also be looking for another job! I save around 20% of my income.
I also don't have any children to support, but I do have a hell of a travel habit to feed!
[Edited at 2012-02-03 09:12 GMT]
| | | | Interlangue (X)
Angola
Local time: 22:06
English to French
+ ...
Nicole Schnell wrote: I wouldn't know, what for. My husband and I are combined 114 years old. Life insurance, social security/pension plan and unemployment (the way I set up my company I am an employee. Should I ever have to close down my company, I am entitled to unemployment payments) are covered, we just bought a new car and moved into a larger house, we don't have children and love to travel. If I had kids, I probably would have a savings account.
I consider my (private) pension plan and life insurance as savings... it is money I cannot spend right away...
| | | | DianeGM
Local time: 23:06
Member (2006)
Dutch to English
+ ...
My income does, my government doesn't.
A combination of government measures and super low interest mean saving isn't worth it.
Investing, however, is a different story
[Edited at 2012-02-03 10:30 GMT]
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Nicole Schnell
United States
Local time: 13:06
English to German
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In memoriam
Interlangue wrote:
I consider my (private) pension plan and life insurance as savings... it is money I cannot spend right away...
I agree.
| | | | John Cutler
Spain
Local time: 22:06
Spanish to English
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Yes, I'm currently saving for retirement, home remodeling and this summer's holiday. It's generally done through automatic debiting of my account into a savings account; otherwise, it would never happen.
| | | | neilmac
Spain
Local time: 22:06
Spanish to English
+ ...
It depends on how you define saving/s.
In principle, I don't deliberate set out to actively save any specific amount. What happens is that I only spend what I need to to pay my bills etc and anything left slowly over mounts up as disposable income, but - despite having no debts - I have no specific savings account, or any pension plan, and it is now too late for any of these things to be worthwhile in my case (I have researched this and the monthly sums I'd need to pay would exce... See more It depends on how you define saving/s.
In principle, I don't deliberate set out to actively save any specific amount. What happens is that I only spend what I need to to pay my bills etc and anything left slowly over mounts up as disposable income, but - despite having no debts - I have no specific savings account, or any pension plan, and it is now too late for any of these things to be worthwhile in my case (I have researched this and the monthly sums I'd need to pay would exceed 50% of my current income). So, I'd advise anyone thinking about saving to start as soon as possible, otherwise you'll find that the benefits (and outlay) dwindle exponentially as you get older.
I had a similar problem in the past when enquiring about mortgages or loans - they all expected regular, punctual monthly sums, when for many years I was unable to guarantee a regular fixed monthly payment, usually because of late payments from my clients. ▲ Collapse
| | | | Sheila Wilson
Spain
Local time: 21:06
Member (2007)
English
+ ...
| That was in the past | Feb 3, 2012 |
Nicole Schnell wrote: I wouldn't know, what for. My husband and I are combined 114 years old. Life insurance, social security/pension plan and unemployment (the way I set up my company I am an employee. Should I ever have to close down my company, I am entitled to unemployment payments) are covered, we just bought a new car and moved into a larger house, we don't have children and love to travel. If I had kids, I probably would have a savings account.
We beat you by six years, Nicole.
We used to have well-paid jobs in a multinational oil company where they seemed to print the money, so now there's money in the bank for that "rainy day". I really don't feel like saving any more - now is the time to enjoy it all! Who knows, tomorrow may be too late! So, instead of saving I pick and choose the work I do, then spend all my income.
We have a couple of kids, but their lives are going OK and they can manage on their own. I'm not all that much in favour of leaving loads of money to your children. We are home-owners and half the proceeds from the sale of a house is already a nice little windfall.
Enjoy it while you can!! (Still, when you're young it does pay to put a little aside)
Sheila
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Michael Harris
Germany
Local time: 22:06
Member (2006)
German to English
although I would like to.
But, although we have children, I have savings accounts for the pair of them for their driving license for when they are older, for when they study, my wife an I have our private pension insurances, and with all of this, there is not much left over to save anything. We are paying for our own flat, We buy new cars every 4 years. We live for the day after tomorrow and if anything does happen, the children are well secured.
I must admit, after hav... See more although I would like to.
But, although we have children, I have savings accounts for the pair of them for their driving license for when they are older, for when they study, my wife an I have our private pension insurances, and with all of this, there is not much left over to save anything. We are paying for our own flat, We buy new cars every 4 years. We live for the day after tomorrow and if anything does happen, the children are well secured.
I must admit, after having the children, wow they cost a lot. The kindergarten - not private !! - costs us 650€ / month for half a day!! If we did not have to pay that, then we could save it ▲ Collapse
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I have a good pension plan and intend to continue working for a few more years. My children are all grown up now and out of the house. Every now and then I save for something specific: an expensive short break, for instance…
| | | | Julian Holmes
Japan
Local time: 05:06
Member (2011)
Japanese to English
It really doesn't bother me and the missus right now.
However, I will be able to once my youngest who's in her 4th year of Med School here in Japan graduates.
Then I will start thinking about off-shore accounts and Swiss bank accounts.
Since I'll be turning 55 tomorrow, I reckon I have a good 20 to 25 years of translation ahead of me. And I like working. Translation's a life of learning and learnin... See more It really doesn't bother me and the missus right now.
However, I will be able to once my youngest who's in her 4th year of Med School here in Japan graduates.
Then I will start thinking about off-shore accounts and Swiss bank accounts.
Since I'll be turning 55 tomorrow, I reckon I have a good 20 to 25 years of translation ahead of me. And I like working. Translation's a life of learning and learning's fun.
Happy translating! ▲ Collapse
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